20% of Americans are already using AI for financial advice — another 70% don't trust it

Fortune · 8

A Gallup survey found that 20% of Americans who sought financial advice in the past year used AI, but only 30% of U.S. adults overall have at least some confidence in AI for managing money. The poll of 5,075 adults conducted March–April 2026 showed younger generations use AI more for financial guidance while older adults prefer professional advisers, with just 3% of Americans trusting AI advice greatly. Financial experts recommend using AI as a learning tool combined with other trusted sources, since AI tools lack fiduciary responsibility unlike licensed advisers.