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Launch HN: Risklytics (YC S26) – Insurance brokerage for frontier tech companies

risklytics.ai AlexRisio

Risklytics, founded by Sam and Alex, launched an insurance brokerage for companies building robots, drones, autonomous systems, and satellites by rewriting machine descriptions into insurer-ready applications and mapping which insurers add clauses that void AI coverage. The company says each successful policy pays it 10-20% commission, with no extra brokerage fee charged to customers. As a result, frontier tech firms denied coverage elsewhere can get clearer, more transparent options and a faster path to coverage, including within a week for first pilots.

Why it matters

Hi HN, we're Sam and Alex, founders of Risklytics (https://risklytics.ai). We're both on leave from Harvard, and we run an insurance brokerage for companies building robots, drones, autonomous systems and satellites. You describe your machine, we find the insurance companies willing to cover it, and we read everything before you sign.Buying insurance for any frontier tech goes like this:- your first customer or pilot requires coverage before your machine can work on their site- a broker hands you an application written for ordinary businesses, and often will deny you on baseless "risks" (one of our clients got denied for using CAD software in their workflow)- you get filed under something close or outright denied, the person at the insurance company often can't tell what they're looking at, and the safe answer is no- if a quote does come back, the AI risk is often quietly removed by an add-on clause that prevents you from truly being coveredThose clauses surprised us. Insurance compani

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