Emanuel santa-Donato
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Emanuel Santa-Donato is an executive at Tomo, where he is identified as Senior Vice President and Chief Market Analyst and leads the company’s Financial Products and Growth functions. Earlier in his career, he worked in macroeconomics and systemization at Bridgewater Associates. Tomo also says he has spent the past eight years working alongside major financial institutions including Fannie Mae and Freddie Mac to modernize the mortgage industry. He is known publicly through Tomo’s mortgage-rate forecasts and explainers on topics such as mortgage rates, FHFA policy, and the roles of Fannie Mae and Freddie Mac.
Updated 19 October 2026
Public sources: tomo.com
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